Get approved for your car loan today

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What type of vehicle are you looking for?

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What is your monthly budget?

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What is your estimated credit score?



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What is your date of birth?

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Sorry you must be 18 years of age or older to qualify

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What is your income per month?

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your monthly income
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How long have you been receiving this income?

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Sorry! Based on your income duration, you do not qualify for an auto loan

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What is your employment status?

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Are you working while in school?

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Select from these other income sources

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Where do you work?

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Do you rent or own your home?

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How long have you lived at your current address?

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What is your address?

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Almost Done! What is your name?

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Last step! What is your phone number?

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A dealer in your area will call you soon!

You have secured your pre-approval for auto financing and will be driving in no time! We have matched you with a dealer in your area who will be contacting you shortly.


Important: If your dealer is unable to reach you then you may lose your financing options, so be sure to pick up your phone when they call. Happy driving!

"It was quick and simple. I got approved in less than a few hours."

Jeremy

"Being without a vehicle with a family is really awful. Now I have the car I've always wanted!"

Colleen

"I finally got a loan with no money down at a interest rate I can afford. Thank you!"

Annette
  • Good, Bad, or No Credit is Accepted
  • No Hassle, Same Day Approvals
  • $0 Down, No SIN # Required
  • Best Approval Rates in Canada

We compare rates from Canada's top providers, including...


How It Works

1

Apply Online

Complete our secure online application from the comfort of your own home in a few minutes.

1

Get Approved

Our nationwide network allows us to match you with the best financing options in your area.

1

Start Driving

Choose your vehicle. Our dealer partners across Canada will work with you to find the car you want.


The Most Convenient Way To Buy A Vehicle

Fast

Our online application only takes a few minutes to fill out and you can be approved in less than 24 hours.

98% Approval

Got bad credit or no credit at all? Don’t sweat it. Our lenders offer competitive rates to fit nearly every budget and credit profile.

Free

That's right — the entire process is completely free and there is absolutely no obligation.

Safe & Secure

We only ask for the information we actually need. Your information will remain safe, secure and confidential.


FINANCING OPTIONS AVAILABLE FOR ALL CANADIANS

Our nationwide network allows us to offer competitive rates to fit nearly every budget and credit profile. Typically, the interest rate will be determined by a number of factors including the type of car you’re buying, your down payment, and overall market conditions.

Interest rates will vary from person to person. The easiest way to know is to fill out the online application form so that one of our partners can contact you with the best rate. Remember, there there is absolutely no obligation so you get to decide whether or not to accept the financing options offered.

FIND OUT HOW MUCH YOU QUALIFY FOR TODAY

Once your application has been submitted, the specialist dedicated to your account will contact you to determine the amount you will qualify for. Your pre-approval amount will depend on several factors including credit, income, and other variables.

Every approval is unique but our partners will be happy to help you find the right vehicle that fits within your monthly budget for free!

ZERO DOWN PAYMENT OPTIONS AVAILABLE

In most cases, you won’t need to make a down payment as we have many $0 down payment options available to suit your financial needs. Every approval is different and so it will be important to discuss your options with your dedicated rep.

Please keep in mind that making a down payment is often encouraged as it is a great way to lower your payments and pay off your vehicle faster.

GET APPROVED REGARDLESS OF YOUR CREDIT

Below are the minimum requirements:

  • Permanent resident of Canada
  • Age of majority in the province you reside in

Other than that, we can help people in all types of financial circumstances including the following:

  • Bad Credit
  • No Credit
  • Good Credit
  • Late Payments
  • Repossession
  • Collections
  • Bankruptcy
  • Divorce
  • New to Country

APPLY FOR A CAR LOAN IN LESS THAN 5 MINUTES

Filling out an online application will take less than five minutes. As soon as your application is submitted, it will be sent to one of our partners who will contact you within 24 hours. Sometimes we can match you with one of our partners within the hour allowing you to drive your new car that very same day!

Rest assured, our partners will work as quickly as possible to approve you and provide you with financing options that will allow you to make a smart and informed decision when shopping for your new set of wheels.

Let’s face it, the last thing you want to do is go to a car dealership and fall in love with a car only to find out that you weren’t approved for financing. By getting pre-approved, you will know exactly what you can afford, how much your monthly payment will be, and what kind of interest rate you’ll be charged. This makes buying a new vehicle painless and completely hassle free!

WE ARE CANADA’S TRUSTED SOURCE FOR CAR LOANS

At AutoCarLoans.ca, we make securing a car loan fast and easy. We understand that most banks are only interested in helping people with good credit and that most dealerships won’t have access to the specific financing programs that they need.

This is where we come in. Our nationwide network of lenders and dealers specialize in getting Canadians approved for the auto loans they need to purchase a vehicle, even if they have bad credit or no credit history at all.

Simply fill out our secure online application to get your loan approval started. It is completely free, there is no obligation, and your information is always kept safe and secure.

Get Approved Now,
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